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IntroductionYour standard insurance policy covers common perils—but what about the uncommon? Riders (also called endorsements) let you tailor your coverage, filling gaps and boosting limits where you need them most. What Is a Rider? Popular Homeowner’s Insurance Riders Common Auto Insurance Endorsements When to Consider Adding a Rider How to Add or Remove a Rider … Read more

IntroductionDealing with an unexpected loss can be stressful. Knowing how to file your insurance claim correctly can speed up processing and help you get the full benefit you deserve. Step 1: Act Quickly and Stay Safe Step 2: Document Everything Step 3: Notify Your Insurer Step 4: Meet the Adjuster Step 5: Review the Settlement … Read more

IntroductionHigh insurance premiums can strain your budget—but cutting costs shouldn’t mean cutting corners on protection. These five strategies help you secure the coverage you need at a price you can afford. 1. Increase Your Deductible 2. Bundle Multiple Policies 3. Maintain a Good Credit Score 4. Shop Around Annually 5. Ask About Discounts and Credits … Read more